Both the Consumers ‚ insurance office, as Necessary upplysningstjänst Hey, the Consumer is indicative of a growing number of calls from concerned Swedish citizens who are going to travel to foreign countries.
„We’re getting a lot of questions, and it is, above all, of the cancellations because of the coronavirus,“ says Anna-Karin Baltzari Danfors, executive director of the Consumers ‚ insurance office.
“ most have a home insurance policy, and there has been a very good travel protection. It can be very helpful is in health care, and whether there is a need to transport the home. It is part of some of the other things the homeowner’s insurance as well, but the most important thing is to know that there is a possibility of reimbursement for the costs of medical care, and return home.
„you are Then able to pay for their trip with their credit card, and then you get a cancellation, and a compensation for delay,“ says Anna-Karin Baltzari Danfors.
“ If you have purchased a package holiday, it may be possible to cancel your booking, free of charge, but in order to do so, perhaps, that the foreign office advise against travel or you have to have a doctor’s note. Be protected by the package travel act. However, it must be examined case by case, “ says Johanna Persson, the counselor at the Hi-Consumer.
“ If you have booked an airline ticket is the airline’s terms and conditions that apply to you or if you have a travel insurance policy.
Cancellations are only due to concerns about the coronavirus, there are no commitments in either the hemförsäkringens travel or kortförsäkringarna.
“ It all depends on the airline company’s terms and conditions. You should be able to get the money back for the flygskatten, but not for the ticket, but it’s far from being the whole of the money, “ says Johanna Persson.
In the country are, on the other hand, is a protection that provides protection if you are in an area that the foreign office advises against travelling to.
“ the disaster protection means that you get the compensation to move to a safer place to be if you are in a smittodrabbat the area, or would like to get back home. Where can I get the trip paid for, usually up to 10,000 crowns, and their insurance companies, “ says Anna-Karin Baltzari Danfors.
If you are unfortunate enough to be hit by a new coronavirus, on a trip abroad, the same applies as with every other disease in your insurance policy.
The semesterön of Tenerife, guests are directed to two-week quarantine in a hotel for the four confirmed infected with the new coronavirus. At least two swedes find themselves on the hotel H10 Costa Adeje Palace, according to TUI.
the hit, the swedes be able to get any reimbursement for the extra expenses or loss of wages which the their means.
“ all The information that we have is that, unfortunately, it is difficult to claim any compensation from the paketresearrangören if you have already settled on the destination of the quarantine, and, for example, will lose each other. It also seems not to be very common that the travel insurance is going up and the coverage. However, it may be possible to get a smittbärarpenning from the social security office, if you have a doctor’s note saying that you don’t have to work, “ says Johanna Persson.
„It can be quite a great expense for those who are affected,“ she said.
The general council of the experts, ahead of you is to get an insurance policy, read the terms and conditions of the trip by the organiser, the carrier or the hotel prior to booking and if you are in doubt, please contact the music Label.
You can contact us for advice and if you get into a dispute about the compensation, you can turn to allmänna reklamationsnämnden, ARN, “ says Johanna Persson.
a number of companies have put in place a two-week quarantine at the home of the employee who has been on a private trip to the countries that are within the scope of the department’s recommendation not to proceed to the new coronavirus, and in some other countries, such as Italy.
„the loss of Revenue is not included in the in – home or travel insurance,“ says Anna-Karin Baltzari Danfors.
it is also possible for employees to work from home, are paid a salary out normally, and, in some cases, you can get the smittbärarpenning from the social security office, if you have a doctor’s note. In case of doubt, please contact your employer or the unions to which they are attached to.
Employees have a personal responsibility based on the communicable diseases act to prevent the spread of infection. The government has designated covid-19, which is a managed socially harmful disease.
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